All America Bank has a Ultimate Rewards personal checking account that offers a high interest rate of 3.00% APY. There’s some requirements to get that rate, but they’re pretty easy.
Earn 3.00% APY when you have up to $10,000 in your account. Any amount over $10,000 will earn 0.50% APY. If you don’t meet the requirements outlined above, you’ll earn 0.25% APY.
- Make 10 All America Bank VISA® debit card transactions per monthly statement cycle.
- Receive your statements electronically.
This is a pretty good rate, but you’re limited to just $10K, which is much lower than the $50K limit they used to have in the past. Requirements are easy, just 10 debit transactions monthly.
- Offer Page
- APY: 3.00%
- Min/ Max Amount: Up to $10K
- Inquiry Type: Soft
- ChexSystems Pull: Yes
- Credit Card Funding: No
- Requirements: 10 debit transactions and eStatements
- Monthly Fee: Free with eStatements