All America Bank, 3.00% APY up to $10,000 with 10 Monthly Debit Transactions

All America Bank has a Ultimate Rewards personal checking account that offers a high interest rate of 3.00% APY. There’s some requirements to get that rate, but they’re pretty easy.

All America Bank interest

Offer Requirements

Earn 3.00% APY when you have up to $10,000 in your account. Any amount over $10,000 will earn 0.50% APY. If you don’t meet the requirements outlined above, you’ll earn 0.25% APY.

  • Make 10 All America Bank VISA® debit card transactions per monthly statement cycle.
  • Receive your statements electronically.

Guru’s Wrap-Up

This is a pretty good rate, but you’re limited to just $10K, which is much lower than the $50K limit they used to have in the past. Requirements are easy, just 10 debit transactions monthly.


Account Details

  • Offer Page
  • APY: 3.00%
  • Min/ Max Amount: Up to $10K
  • Inquiry Type: Soft
  • ChexSystems Pull: Yes
  • Credit Card Funding: No
  • Requirements: 10 debit transactions and eStatements
  • Monthly Fee: Free with eStatements

HT: DoC

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