When you use your Navy Federal Visa Rewards credit card at warehouse clubs (like Costco, BJ’s and Sam’s Club) and for Costco gas purchases through the end of 2019, you’ll automatically earn double the rewards. No cap on cash back.
You will earn bonus rewards when you:
- make purchases in warehouse stores
- buy gas at Costco gas stations
Here’s the rewards structure and for each card issued by Navy Federal and what they’ll earn with the Warehouse Club promo.
|Card Product||Rewards Structure||Warehouse Club Promo|
|1.5% cash back on purchases||Earn 3% cash back on warehouse club purchases.|
|3 points on restaurants, 2 points on gas and 1 point on everything else||Earn 2 points on warehouse club purchases and 4 points at Costco
|Earn 2 points per $1 of net purchases||Earn 4 points on warehouse club purchases.|
|Earn 1 point per $1 of net purchases||Earn 2 points on warehouse club purchases.|
Keep in mind that Discover also has Warehouse Clubs as a 5% Bonus category this quarter, so you should put your first $1,500 on your Discover card and then jump on your Navy Federal cards if you have them.